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Recent Articles

What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Feb
15
2023
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where you currently stand.  In this article, we’re going to look at what a...
Should You Close Credit Cards Before Applying for a Mortgage?
Feb
08
2023
Should You Close Credit Cards Before Applying for a Mortgage?
If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider canceling your credit card account, it’s crucial that you know the potential drawbacks associated with closing an account.  For...
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Feb
01
2023
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for important things such as closing costs, down...
Your Mini-Guide To Buying A Condo
Jan
25
2023
Your Mini-Guide To Buying A Condo
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take advantage of shared amenities, and the condo...
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Jan
18
2023
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part, but with our help, we can make it fast,...
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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Real Estate Broker – CA Department of Real Estate
License #01269597, NMLS #238166
www.nmlsconsumeraccess.org

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5772 Bolsa Ave., Suite 250
Huntington Beach, California 92649
Phone: (714) 901-2301
info@stratisfinancial.com

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