It's unsure how interest rates will move at any given time, but your lender may estimate where interest rates are headed. If interest rates are expected to be volatile in the near future, considering locking your interest rate may be good because it allows you to qualify for the loan. Or, if your budget could handle a higher loan payment, or lender's lock fees, you may want to let interest rates "float" until the loan closing.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Real Estate Broker – CA Department of Real Estate
License #01269597, NMLS #238166
5772 Bolsa Ave., Suite 250
Huntington Beach, California 92649
Phone: (714) 901-2301
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