It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan amount, and interest rate changes. Your trusted lender can help you calculate your options.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Real Estate Broker – CA Department of Real Estate
License #01269597, NMLS #238166
5772 Bolsa Ave., Suite 250
Huntington Beach, California 92649
Phone: (714) 901-2301
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